Bjr à toutes et à tous!!!
Tout d'abord je vous souhaite une excellente année 2007.
Pourriez vous m aider s'il vous plaît pour mon commentaire, il porte sur l'augmentation du taux des prets etudiants (situation d'endettement).
Voici l'article:
Students suffocate under tens of thousands in loans
By Sandra Block, USA TODAY
Tom Dillon, 19, a pre-pharmacy major at the University of Connecticut, is carrying $52,000 in student loans. And he's just getting started. When he gets his pharmacy doctorate in four years, he expects his debt to exceed $150,000. Dillon's been drawn to pharmacy since age 5, when he found out he had epilepsy.
"The first person who helped me was my pharmacist," he says. Dillon, who no longer has epilepsy, would like to go into pharmaceutical research. But he knows he'd earn more money as a pharmacist for one of the big drugstore chains.
"When I get out, I'm going to have that $150,000 weighing over me," he says. "What I decide is going to be dependent on that debt."
And the cost of that debt is about to rise. On July 1, the rate on new federally guaranteed student loans will hit a fixed 6.8%, the highest rate since 2001. It comes as the average graduate owes $19,000. Many undergrads, though, have debt exceeding $40,000.
Those higher payments carry huge implications for this generation of college graduates. The weight of debt is forcing many to put off saving for retirement, getting married, buying homes and putting aside money for their own children's educations.Heavy student debts may also keep young adults from starting businesses, says Diana Cantor, director of the Virginia College Savings Plan. Some graduates will refuse to risk what little money they have on entrepreneurial ventures. And securing loans will now be harder. "It's a real crisis," Cantor says. "You're strapped before you get started."
Le seul point que je n'ai pas très bien compris c est les 150000$ puisque je pensais qu'il empruntait que 52000$.
Voici mon commentaire:
Intro
The document is an extract from an article. It is entitled “students suffocate under tens of thousands in loans”
It comes from USA TODAY, which is an American newspaper. It was published in 2006.
It was written by a journalist which is named Sandra Block.
It deals with the highest interest rates of students loans since 2001.
It takes place in United States of America in 2006.
My commentary falls into 3 parts:
1- The first part will deal with facts
2- The second part will deal with the reasons of this new trend( the increase in the rates of the students loans)
3- The third main part will deal with the consequences and limits on the students
Development
At the beginning we learnt a young pre pharmacy takes out a 52000$ student loans.
To become pharmacist was his dream. The cost of his debt comes to 150000$, his name is Dillion.
We are going to see what are reasons of this debt is so high. In july 2006 the rate of student loans are been to fixe 6,8%. It is the highest rate since 2001.This trend has significant consequences.
The rise of rate is a real issue for the student. The weight of debt is forcing many to put off saving for retirement, getting married, buying homes and putting aside money for their own children’s education.
On the other hand some graduates refuse to take risk in particular with the rise/increasing rate. It is a real situation of crise for people. The rising is due to the inflation. But people have difficult to pay running costs for example rent, petrol, bill, shopping…
Today students don’t want to borrow at higher rates. The part time and summer jobs are not a solution as before which ensured to pay quickly the debt. In spite of will power of student the wage are too low.
To Conclude
To sum up the students are confronted with a higher interest rates of loans.That induces a crisis.
In my opinion the government must take the necessary measures for the well being of society.
Voila, merci de bien vouloir me corriger mais également me donner votre avis.
De plus j aimerai savoir comment dire les nombres et la virgule dans 6,8%.
Comme c est pour un oral, quel vous semble etre le vocabulaire ou les points essentiels à aborder?
Merci par avance pour m 'accordez du temp à ce devoir.
commentaire d'un article en anglais pour un oral
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lodylarose
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Le seul point que je n'ai pas très bien compris c est les 150000$ puisque je pensais qu'il empruntait que 52000$.
The student has graduated form college and is planning to continue his education to become a pharmacist. He borrowed $52,000 to pay for college, and will borrow about $100,000 more to pay for continuing his education.
Voici mon commentaire:
Intro
The document is an extract from an article. It is entitled “students suffocate under tens of thousands in loans”
It comes from USA TODAY, which is an American newspaper. It was published in 2006.
It was written by a journalist (which is) named Sandra Block.
It was written by a journalist named Sandra Block.
It deals with the highest interest rates of students loans since 2001.
It takes place in United States of America in 2006.
It takes place in the United States of America in 2006.
My commentary falls into 3 parts:
1- The first part will deal with facts
2- The second part will deal with the reasons of this new trend( the increase in the rates of the students loans)
3- The third main part will deal with the consequences and limits on the students
limitations on the students
Development
At the beginning we (learnt) learned that a young pre pharmacy student takes out a (52000$) $52,0000 in student loans.
To become pharmacist was his dream. The cost of his debt comes to (150000$, his ) $150,000. His name is Dillion.
We are going to see what are reasons (of) that this debt is so high. In (j)July 2006 the rate of student loans (are been to fixe) will be 6(,).8%. It is the highest rate since 2001.This trend has significant consequences.
The rise of rate is a real issue for (the student) students. The weight of debt is forcing many to put off saving for retirement, getting married, buying homes and putting aside money for their own children’s education.
(On the other hand) In addition/ Also some graduates refuse to take risk in particular with the (rise/)increasing rate. It is a real situation of (crise) crisis for people. The rising is due to (the )inflation.
(But people have difficult to pay running costs for example rent, petrol, bill, shopping…
Today students don’t want to borrow at higher rates. The part time and summer jobs are not a solution as before which ensured to pay quickly the debt. In spite of will power of student the wage are too low.)
Je ne comprends pas d'ou ces informations. En effet, part time and summer jobs n'etaient jamais une solution. Et du plus, bien que c'est tres cher, les etudiants continuent d'emprunter l'argent.
To Conclude
To sum up the students are confronted with a higher interest rates of loans.That induces a crisis.
In my opinion the government must take the necessary measures for the well being of society.
De plus j aimerai savoir comment dire les nombres et la virgule dans 6,8%.
"six point eight percent"
The student has graduated form college and is planning to continue his education to become a pharmacist. He borrowed $52,000 to pay for college, and will borrow about $100,000 more to pay for continuing his education.
Voici mon commentaire:
Intro
The document is an extract from an article. It is entitled “students suffocate under tens of thousands in loans”
It comes from USA TODAY, which is an American newspaper. It was published in 2006.
It was written by a journalist (which is) named Sandra Block.
It was written by a journalist named Sandra Block.
It deals with the highest interest rates of students loans since 2001.
It takes place in United States of America in 2006.
It takes place in the United States of America in 2006.
My commentary falls into 3 parts:
1- The first part will deal with facts
2- The second part will deal with the reasons of this new trend( the increase in the rates of the students loans)
3- The third main part will deal with the consequences and limits on the students
limitations on the students
Development
At the beginning we (learnt) learned that a young pre pharmacy student takes out a (52000$) $52,0000 in student loans.
To become pharmacist was his dream. The cost of his debt comes to (150000$, his ) $150,000. His name is Dillion.
We are going to see what are reasons (of) that this debt is so high. In (j)July 2006 the rate of student loans (are been to fixe) will be 6(,).8%. It is the highest rate since 2001.This trend has significant consequences.
The rise of rate is a real issue for (the student) students. The weight of debt is forcing many to put off saving for retirement, getting married, buying homes and putting aside money for their own children’s education.
(On the other hand) In addition/ Also some graduates refuse to take risk in particular with the (rise/)increasing rate. It is a real situation of (crise) crisis for people. The rising is due to (the )inflation.
(But people have difficult to pay running costs for example rent, petrol, bill, shopping…
Today students don’t want to borrow at higher rates. The part time and summer jobs are not a solution as before which ensured to pay quickly the debt. In spite of will power of student the wage are too low.)
Je ne comprends pas d'ou ces informations. En effet, part time and summer jobs n'etaient jamais une solution. Et du plus, bien que c'est tres cher, les etudiants continuent d'emprunter l'argent.
To Conclude
To sum up the students are confronted with a higher interest rates of loans.That induces a crisis.
In my opinion the government must take the necessary measures for the well being of society.
De plus j aimerai savoir comment dire les nombres et la virgule dans 6,8%.
"six point eight percent"